Costa Properties

The process of buying a property is imperatively managed by emotion, although it may be a necessity, it is the emotion that ends up choosing the property. These are the memories that you will be able to create in your new home. Before starting the process, you should answer the following questions: What is the reason why you want to buy a house? What is the need that you expect to be matched? What is your financial capacity, will you use credit or use equity?

Gold Visas - According to Regulatory Decree No. 84/2007, of 5 November, which has already undergone changes, the last being on 2 September 2015 by Regulatory Decree No. 15-A / 2005, and which regulates the legal regime of foreigners in national territory. The Residence Authorization Program, for Investment (ARI) also known as “Visa Gold” or Golden Visa, was created in Portugal in 2012, having been granted more than 4,200 Gold Visas, representing more than 2.5 billion euros of investment in the country, with the aim of attracting foreign citizens to live and invest in Portugal. The NHR regime was created in 2009 and reformulated three years later and provides that workers with high added-value professions can benefit from a special 20% IRS rate and that pensioners retired from another country can enjoy exemption from the payment of IRS, if there is a Double Taxation Agreement and this gives the country of residence (Portugal) the right to tax it.

In accordance with law No. 15/2013, of February 8, Article 17, paragraph 2, point d - The mediation company is expressly forbidden: Proceed to the real estate appraisal of the properties subject to mediation, as well as all properties included in the portfolios of real estate agents with whom you have any domain or group relationship or those that present themselves on the market under the same trademark. However, the Real Estate Agent must know how to evaluate in order to help his client to find the selling price of the property, based on a properly grounded market study. Thus, we will be available to carry out a market study for your property and help you to advertise your property at the price according to the market.

Mortgage Credit - Credit on a property, usually the home of the borrower (the person applying for the loan). A credit agreement is established that serves as a guarantee for the payment of the loan, if the installments are not paid in time. In this case, the borrower loses the property as a way of settling the debt.