Costa Properties

The process of selling a house can be a time-consuming process. By hiring a real estate agency, you are not only freeing up time but also saving money. An agency is an expert in the area, knows the market and has several ways to increase the visibility of your property. The agency filters customers and only takes those seriously interested to visit the property. Not only does it help you throughthe entire sales process, it makes the process lighter and faster to realize.

Mortgage Credit - Credit on a property, usually the home of the borrower (the person applying for the loan). A credit agreement is established that serves as a guarantee for the payment of the loan, if the installments are not paid in time. In this case, the borrower loses the property as a way of settling the debt.

The process of buying a property is imperatively managed by emotion, although it may be a necessity, it is the emotion that ends up choosing the property. These are the memories that you will be able to create in your new home. Before starting the process, you should answer the following questions: What is the reason why you want to buy a house? What is the need that you expect to be matched? What is your financial capacity, will you use credit or use equity?

Gold Visas - According to Regulatory Decree No. 84/2007, of 5 November, which has already undergone changes, the last being on 2 September 2015 by Regulatory Decree No. 15-A / 2005, and which regulates the legal regime of foreigners in national territory. The Residence Authorization Program, for Investment (ARI) also known as “Visa Gold” or Golden Visa, was created in Portugal in 2012, having been granted more than 4,200 Gold Visas, representing more than 2.5 billion euros of investment in the country, with the aim of attracting foreign citizens to live and invest in Portugal. The NHR regime was created in 2009 and reformulated three years later and provides that workers with high added-value professions can benefit from a special 20% IRS rate and that pensioners retired from another country can enjoy exemption from the payment of IRS, if there is a Double Taxation Agreement and this gives the country of residence (Portugal) the right to tax it.